Money Beliefs That Are Keeping You Broke.

Break the Cycle of Financial Struggle.

Do you wonder why your bank balance never grows?
Your money beliefs might be the real issue.
These thoughts control your spending, saving, and investing.

Many people stay broke not because of low income, but because of limiting beliefs.
Let’s explore the money lies that hold you back and how to replace them with empowering truths.

Difference types of money beliefs:

“I’m Just Not Good with Money”

This belief is a self-fulfilling prophecy.
If you believe you can’t manage money, you won’t even try.

Truth is that money skills are learnable.
Use free resources or follow experts like Kariuki Kamau to get better.

Start small. Track your expenses. Make a simple budget.
With time, your confidence will grow.

“Money Is the Root of All Evil”

This old saying has kept many people broke.
It creates guilt around earning more.

Money is neutral—it amplifies who you are.
You can do great things with wealth.

Don’t fear money. Embrace it as a tool for freedom and service.
Let go of guilt and start building a positive money mindset.

“I’ll Never Be Rich”

If you believe you’ll always struggle, you will.
Your thoughts shape your actions.

Instead of saying “I’ll never,” ask “How can I?”
Open yourself to possibility.

Surround yourself with success stories.
Read about people who rose from nothing.
Let their stories inspire your own journey.

“I Don’t Deserve to Be Wealthy”

This belief often stems from low self-worth.
It keeps you stuck in survival mode.

But you are worthy of abundance.
You deserve peace, freedom, and choices.

Affirm daily: “I am worthy of wealth.”
Say it until you believe it. Then act like it.

“Rich People Are Greedy”

This belief creates distance between you and success.
You can’t attract what you judge.

Not all rich people are greedy.
Many are generous, kind, and socially conscious.

If you think wealth means corruption, you’ll avoid it.
Shift your view—see wealth as a force for good.

“Budgeting Is Restrictive”

Many avoid budgeting because it feels like punishment.
But budgeting actually gives you control.

When you know where your money goes, you gain power.
You stop wasting and start saving.

Freedom comes from structure.
Use a budget to create the life you want.

“I’ll Save When I Make More”

Waiting to earn more before saving is dangerous.
If you can’t save $10, you won’t save $1,000.

Saving is a habit, not an income level.
Start now, even with a small amount.

Consistency matters more than size.
Build the habit today for a better tomorrow.

“Debt Is Normal”

Debt is common—but not normal.
It drains your future income and limits your freedom.

Challenge the idea that you must live in debt.
Make a plan to pay it down.

Avoid new debt unless absolutely necessary.
Live below your means and grow your savings instead.

Shift Your Money Mindset Today.

Your beliefs shape your reality.
If your money mindset is broken, your finances will be too.

Change begins with awareness.
Review the beliefs above.
Identify which ones you hold.

Then, challenge them. Replace them with new, empowering beliefs.
With the right mindset, you can create lasting wealth.

Take the First Step Toward Financial Freedom.

You don’t have to stay stuck.
Visit https://kariukikamau.com/# for more free resources and money mindset tools.
Break free from limiting money beliefs and step into abundance today.